Terms and Conditions Effective Date: [2024] Welcome to Pinnacle Investment Ltd ("we," "our," or "us"). By accessing or using our website, services, or products, you agree to comply with and be bound by the following Terms and Conditions ("Terms"). Please read them carefully before engaging with our services. 1. Acceptance of Terms By accessing our website or services, you confirm that you are at least 18 years old and have the legal capacity to enter into a binding agreement. If you disagree with these Terms, do not use our services. 2. Services Pinnacle Investment Ltd provides investment management and financial services. These services are subject to eligibility criteria, and we reserve the right to modify, suspend, or terminate services at any time. 3. User Obligations When using our services, you agree to: Provide accurate, complete, and up-to-date information. Use our services for lawful purposes only. Not engage in fraudulent, abusive, or harmful activities. 4. Investment Disclaimer All investments involve risk, and past performance does not guarantee future results. Pinnacle Investment Ltd does not provide financial, tax, or legal advice. Consult your advisor before making investment decisions. We are not liable for any loss resulting from market fluctuations or investment decisions made based on our information. 5. Intellectual Property All content on our website, including text, graphics, logos, and software, is the property of Pinnacle Investment Ltd and protected by intellectual property laws. You may not copy, modify, distribute, or use our content without prior written consent. 6. Privacy Policy Our Privacy Policy governs the collection and use of your personal information. By using our services, you agree to the practices described in our Privacy Policy. 7. Limitation of Liability To the fullest extent permitted by law, Pinnacle Investment Ltd will not be liable for: Indirect, incidental, or consequential damages. Losses arising from errors, omissions, or delays in our services. Unauthorized access to your accounts or data. 8. Indemnification You agree to indemnify and hold Pinnacle Investment Ltd harmless from any claims, damages, or expenses arising from your breach of these Terms or misuse of our services. 9. Third-Party Links Our website may include links to third-party websites. We are not responsible for their content, products, or services and encourage you to review their terms and policies. 10. Termination We reserve the right to terminate or suspend your access to our services without notice if you violate these Terms or engage in unlawful activities. 11. Governing Law These Terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction]. Any disputes arising shall be subject to the exclusive jurisdiction of the courts in [Insert Location]. 12. Amendments We may